Hannah Smith

Principal: This money is applied straight to your loan balance.
Interest: This is the cost of borrowing the money. How much you’ll pay is indicated by your interest rate.
Escrow costs: If you opt to use an escrow account (or your lender requires it), you’ll also have your property taxes, mortgage insurance , and homeowners insurance rolled into your monthly mortgage payment.

Expertise

Personal loans

Experience

Hannah Smith is a former editor to Buy Side from WSJ and financial services editor specializing in personal loans. With a keen eye for detail and a passion for clarity in communication, Hannah has honed her skills in editing financial content to ensure accuracy, compliance and reader engagement.

Hannah comes to editing from a linguistics background and works hard to deliver high-quality, informative and accessible financial content. With a keen eye for detail and a love for language, they thrive on transforming content into polished works that captivate and resonate with an audience.

Education

Bachelor's in English from Kennesaw State University and master's in English from North Carolina State University