Senior editor

Reina Marszalek

Fixed interest rate: With a fixed interest rate, you’ll have consistent monthly payments, making it easier to budget.
Lower interest rates: Because your home is collateral, home equity loans typically come with lower interest rates than credit cards and personal loans.
Variety of loan terms: Home equity loans typically have payback terms between 5 and 30 years.

Senior Editor, Mortgages, Credible

15 years of editing, writing, and content strategy experience.
6 years as a personal finance expert.
Master's degree in creative writing.

Bio and experience

Reina Marszalek is the senior editor of mortgages at Credible with six years of experience in personal finance. She has covered mortgages, banking, life insurance, disability insurance, auto insurance, home insurance, and personal loans.

Before joining Credible, Reina was a contributor at USA TODAY, covering a variety of insurance topics. Prior to that, she was the managing editor and life insurance expert at Policygenius, overseeing life and disability insurance content. Reina turned her focus to helping readers make better financial decisions after several years as the senior editor at DoctorOz.com, where she created health and wellness content.

In her spare time, Reina can be found on neighborhood walks with her family. She also loves baking and reading short stories.

Education

Reina earned a bachelor's degree in English from Binghamton University (SUNY) and a master's degree in creative writing from Kingston University London.