Valerie Morris

Immediate repayment: With this repayment option, loan principal and interest payments become due shortly after funds are disbursed.
Interest-only repayment: This repayment arrangement allows students to make payments only on their loan's interest while they are enrolled in school, with at least half-time enrollment typically required.
Deferred repayment: Students will not owe payments until they are either no longer enrolled in school at-least half-time or have graduated and their grace period, which usually lasts about six months, has passed. After that point, payments of principal and interest will become due.

Bio and experience

Valerie Morris is a content editor with a focus on personal finance. She has had seven years of experience editing copy for accuracy, clarity, and conciseness to inform and empower readers. Her professional background includes working for news outlet, The Hill, editing articles about politics and policy.

Education

Valerie has a degree in public relations, advertising, and applied communication from Ohio University.