DEBT TRACKER
All your loans. All in one place.
Get a 360-degree view of your debts, track paydown progress, and find hidden savings with our free Debt Tracker.
TRACK, VISUALIZE, AND SAVE
Get the complete credit picture
We partner with TransUnion to show the most up-to-date insights from your credit profile.
- Automated updates.
- Goodbye spreadsheets! Follow your progress and loan balances automatically.
- Hidden savings.
- Find new ways to save on your payments and interest rates, personalized just for you.
- Goal setting.
- Pick a date to pay off your accounts and watch your balances shrink. We’ll keep you posted as things change.
HOW IT WORKS
Build a better relationship with debt
No subscriptions, no commitment. Tracking your accounts is free — as it should be.
- Sign up and link your profile
- We use TLS encryption to secure your data, and there’s no impact to your credit score.
- Review your accounts
- Credit cards, personal and auto loans, student loans, and more — you’ll see it all updated weekly.
- Set goals and save
- Find ways to save on your existing loans, and set goals to pay down debts on a schedule that works for you.
Get your game plan
Bring some balance to your balances
- Get a clear picture of your existing loans
- See them all in one place so there are no surprises.
- Pay down high balances to improve your credit score
- Set yourself up to get better rates and loans in the future.
- Save money on interest
- Debt Tracker finds opportunities for you to refinance and save.
FAQ
Find out more about Debt Tracker
Credible’s Debt Tracker is a free tool that securely connects to your existing TransUnion credit profile to show your debt accounts, or “tradelines.” Debt Tracker then analyzes this information to provide personalized recommendations and savings. You can use Debt Tracker to follow your loan balances and payments, get alerts and monthly recaps, set payoff goals, and monitor progress week to week.
Nope! We use a “soft” credit pull to check your loans and credit profile, which does not impact your credit score.
Yes. When you sign up and verify your profile with TransUnion, you’ll have immediate access to both Debt Tracker and Credible’s free credit score monitoring.
It’s free! There are no subscriptions, commitments, trials, credit cards required, or other gimmicks. Debt Tracker, free credit score monitoring, and other financial tools are all included for free in your Credible account.
Debt Tracker shows any debt accounts, or “tradelines,” that appear on your TransUnion credit profile. This includes credit cards, personal loans, auto loans, student loans, mortgages, cosigned loans, and buy-now-pay-later accounts. Because the data comes directly from the credit bureau, you’re seeing what banks and lenders see. So you get a 360-degree view of your accounts, with no surprises.