Kevin Payne

Fixed interest rate: With a fixed interest rate, you’ll have consistent monthly payments, making it easier to budget.
Lower interest rates: Because your home is collateral, home equity loans typically come with lower interest rates than credit cards and personal loans.
Variety of loan terms: Home equity loans typically have payback terms between 5 and 30 years.

5+ years of experience as a personal finance writer.
Founder of Family Money Adventure.
Work has appeared in Forbes, Forbes Advisor, Business Insider, Bankrate, Yahoo Money, The Ascent, Finance Buzz, MarketWatch, The Motley Fool, Fox Business, USA TODAY Blueprint, Slickdeals, Credit Karma, Moneygeek, Money Under 30, Investing Answers, ConsumerAffairs, CreditCards.com, Nasdaq, Investopedia, Student Loan Planner, and MSN.

Bio and experience

Kevin Payne is a finance and family travel expert,, specializing in credit cards, travel, bank reviews, student loans, saving money, home buying, and entrepreneurship.

Kevin is the founder of Family Money Adventure, which won the 2023 Plutus award for the Best Frugal Travel/Travel Hacking Content, and is the host of the “Family Money Adventure Show” podcast, where he helps families manage their finances.

He works as a contributing writer for The Motley Fool, Fox Business, and USA TODAY Blueprint.

Articles by Kevin Payne

Mortgage

How to Get a Mortgage in 2024: Step-by-Step Process