Tamara Holmes

Inspection issues: If the inspection reveals any major problems with the home that the seller needs to address, this can also cause delays.
Title issues: If you can't get a clear title, or if there's a lien on the property, the entire purchase process might come to a stop.
Financing issues: If you can't get a loan, or if the lender requires more documents, it could delay the process.
Appraisal issues: The appraisal determines the fair market value of a property. If the seller is asking for more than the property is worth, the lender might refuse to give you a loan.
Closing disclosure issues: If your closing disclosure has any errors on it, even if it's a misspelling, this could slow down the entire process.

21+ years in personal finance.
Work has appeared on USA TODAY, Yahoo Money, Yahoo Finance, CNBC, Deposit Counts, CreditCards, CompareCards, Bankrate, AARP, ValuePenguin, Essence, LendingTree, MediaFeed, and Nasdaq.

Bio and experience

Tamara E. Holmes has been a personal finance writer for more than 21 years, covering student loans, student loan refinancing, consumer shopping, budgeting, and credit cards.

Tamara worked at USA TODAY as a technology editor/assistant technology editor, and a freelance writer and editor. Her work has been featured by CNBC, Yahoo Finance, and LendingTree.

Education

Tamara has a bachelor's degree in journalism from Howard University.

Articles by Tamara Holmes

Student Loans Student Loan Refinancing

Nelnet Student Loan Servicing: Reviews & Tips for Borrowers