Which Student Loan Should I Pay Off First? A Guide to Prioritizing Debt
The best student loan repayment strategy depends on your loan types, interest rates, and financial goals.
Written by
Freelance writer
Becca Stanek has been in personal finance for over seven years. She is an expert in student and personal loans, mortgages, banking, retirement, taxes, and budgeting. Her work has been featured by MSN, SoFi, Forbes, and Fox Business.
Written by
Renee Fleck is a student loans editor with over six years of experience. Her work has been featured in Fast Company, Morning Brew, and Sidebar.io, among other online publications. She is fluent in Spanish and French and enjoys traveling to new places.
Updated February 20, 2025
Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”
