Skip to Main Content

Do You Need a Cosigner for a Student Loan?

A cosigner is someone with good credit and income who’s willing to help you qualify to borrow money. But do you need a cosigner for a student loan? It depends on the loan and your own credentials.

Author
By Christy Bieber

Written by

Christy Bieber

Freelance writer

Christy Bieber has spent more than 16 years in personal finance and is an expert on student loans, debt, social security, and mortgages. Her work has been published by The Motley Fool, CBS News, and MSN.

Edited by Richard Richtmyer

Written by

Richard Richtmyer

Richard Richtmyer is a senior editor with over 20 years of finance experience. He's an expert on student loans, capital markets, investing, real estate, technology, business, government, and politics.

Updated December 17, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

Featured