Barry Bridges

Convenience: If you have a credit card with enough credit available, you can simply go ahead and make the purchase. If you don’t, you can apply online within a few minutes (look for a card with a 0% or low promotional APR).
Flexible repayment: You only need to make the minimum payment each month, which is often a modest fixed amount or flat percentage of around 2% to 5% of your account balance.
Rewards: If the card comes with rewards and the ring purchase qualifies, you can earn kickbacks, such as cashback, points, or miles.

Personal loans editor, Credible
Former senior editor, Bankrate
Former editor, The Simple Dollar

Bio and experience

Barry has been writing and editing content aimed at helping people make good decisions with their finances since 2017. His areas of expertise include personal loans, credit cards, and insurance.

Barry's work has appeared on websites including Bankrate, The Simple Dollar, NASDAQ.com, MarketWatch, and Mattress Advisor. In his first career as a newspaper reporter and editor, he was a two-time winner in the North Carolina Press Association Journalism Contest.

He's also a Certified Sleep Science Coach and a Certified Mind Body Fitness Coach.

Education

Barry has a degree in mass communication from the University of North Carolina at Asheville.