Debt-to-Income Ratio: What It Means and Why It Matters
Find out how your DTI affects your ability to get a loan.
Written by
Editor
Barry Bridges is the personal loans editor at Credible. Since 2017, he’s been writing and editing personal finance content, focusing on personal loans, credit cards, and insurance.
Written by
Senior editor
Meredith Mangan is a senior editor at Credible. She has more than 18 years of experience in finance and is an expert on personal loans.
Updated March 31, 2025
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