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How to Qualify for a Home Loan: Essential Steps

Understanding mortgages and lender requirements can help you better navigate the loan application process.

Author
By Kevin Payne

Written by

Kevin Payne

Freelance writer

Kevin Payne is a finance and family travel expert. His work has been featured by Business Insider, The Motley Fool, Yahoo Money, and Fox Business.

Edited by Reina Marszalek

Written by

Reina Marszalek

Senior editor

Reina Marszalek has over 10 years of experience in personal finance and is a senior mortgage editor at Credible.

Updated December 20, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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