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Can You Buy a House with No Credit?

A solid record of making on-time payments on expenses like rent and utilities can stand in for a traditional credit history.

Author
By Kim Porter

Written by

Kim Porter

Freelance writer

Kim Porter is an expert on credit, mortgages, student loans, and debt management. She has been featured by U.S. News & World Report, Yahoo News, and MSN.

Edited by Reina Marszalek

Written by

Reina Marszalek

Senior editor

Reina Marszalek has over 10 years of experience in personal finance and is a senior mortgage editor at Credible.

Updated September 18, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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