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Conventional Loan Requirements: What You Need to Qualify

Though it’s the most popular form of loan, conventional mortgages have higher credit score requirements than government-backed loans.

Author
By Jennifer Sisson

Written by

Jennifer Sisson

Freelance writer

Jennifer Sisson has over five years of finance experience and is an expert in investing, mortgages, real estate, and budgeting. Her work has been featured by Business Insider and FinanceBuzz.

Edited by Reina Marszalek

Written by

Reina Marszalek

Senior editor

Reina Marszalek has over 10 years of experience in personal finance and is a senior mortgage editor at Credible.

Updated December 15, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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