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What Is Mortgage Insurance?

Mortgage insurance is yet another cost you may face when buying a home, but there are ways to avoid it.

Author
By Mary Beth Eastman

Written by

Mary Beth Eastman

Freelance writer

Mary Beth Eastman has covered personal finance for more than seven years and is an expert on mortgages, student loans, and insurance. Her work has been featured by U.S. News & World Report, Newsweek, and Money Under 30.

Edited by Reina Marszalek

Written by

Reina Marszalek

Senior editor

Reina Marszalek has over 10 years of experience in personal finance and is a senior mortgage editor at Credible.

Updated February 12, 2025

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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