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VA Loan vs. Conventional Loan: How to Choose

While VA loans don’t require a down payment or mortgage insurance, the funding fee can make conventional loans a better option for certain borrowers.

Author
By Amy Fontinelle

Written by

Amy Fontinelle

Freelance writer

Amy Fontinelle is a personal finance journalist and expert on retirement, mortgages, and insurance. Her work has been featured by Forbes, The Motley Fool, Reader's Digest, and USA Today.

Edited by Reina Marszalek

Written by

Reina Marszalek

Senior editor

Reina Marszalek has over 10 years of experience in personal finance and is a senior mortgage editor at Credible.

Updated October 16, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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