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Cash-Out Refinance Tax Implications

A cash-out refinance gives you access to the equity in your home, but there are a number of tax implications you should know about if you’re considering one.

Author
By Valerie Morris

Written by

Valerie Morris

Editor

Valerie Morris has worked in personal finance for more than seven years. She's an expert on personal loans and mortgages.

Edited by Reina Marszalek

Written by

Reina Marszalek

Senior editor

Reina Marszalek has over 10 years of experience in personal finance and is a senior mortgage editor at Credible.

Updated January 9, 2025

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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