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How To Get Out of Default With Student Loan Consolidation

If your student loan is in default, you can restore it to good standing with a federal Direct Consolidation Loan, but you may have better options.

Author
By Emily Guy Birken

Written by

Emily Guy Birken

Freelance writer

Emily Guy Birken is an authority on student loans and personal finance. Her work has been featured by MSN Money and MarketWatch.

Edited by Renee Fleck

Written by

Renee Fleck

Renee Fleck is a student loans editor with over six years of experience. Her work has been featured in Fast Company, Morning Brew, and Sidebar.io, among other online publications. She is fluent in Spanish and French and enjoys traveling to new places.

Updated October 3, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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