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How To Get Cosigner Release for Student Loans: A Complete Guide

Cosigner release typically requires one to three years of on-time payments, a stable income, and good credit. Not all lenders offer this option.

Author
By Erin Gobler

Written by

Erin Gobler

Freelance writer

Erin Gobler has covered personal finance for more than 10 years, with expertise on mortgages, student loans, and credit cards. Erin's work has been featured by Fox, Business Insider, GOBankingRates, Newsweek Vault, and CNN.

Edited by Kelly Larsen

Written by

Kelly Larsen

Writer, editor

Kelly Larsen is a student loans editor at Credible. She has spent more than 10 years covering personal finance, with expertise in mortgages and debt management.

Updated January 17, 2025

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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