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Can I Refinance a Student Loan if I Didn't Graduate? 7 Lenders That Say You Can

When you don’t finish college, refinancing your student loans is more challenging, but it’s not impossible. Specific lenders offer options when you can meet their eligibility requirements.

Author
By Christy Bieber

Written by

Christy Bieber

Freelance writer

Christy Bieber has spent more than 16 years in personal finance and is an expert on student loans, debt, social security, and mortgages. Her work has been published by The Motley Fool, CBS News, and MSN.

Edited by Lisa Davis

Written by

Lisa Davis

Lisa Davis has been a writer and editor for more than eight years. Her work has appeared on Texas Lifestyle Magazine and RetailMeNot.

Reviewed by Renee Fleck

Written by

Renee Fleck

Renee Fleck is a student loans editor with over six years of experience. Her work has been featured in Fast Company, Morning Brew, and Sidebar.io, among other online publications. She is fluent in Spanish and French and enjoys traveling to new places.

Updated April 16, 2025

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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