Interest Accrual on Student Loans: When It Starts and How To Manage It
Most federal student loans and virtually all private student loans start accruing interest as soon as the money is disbursed.
Written by
Freelance writer
Emily Guy Birken is an authority on student loans and personal finance. Her work has been featured by MSN Money and MarketWatch.
Written by
Kelly Larsen is a student loans editor at Credible. She has spent over 10 years covering personal finance, with expertise in mortgage and debt management.
Updated January 14, 2025
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