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Best Secured Personal Loans in April 2025

The best secured loans make it possible to borrow money for almost any purpose, even if you have no credit or bad credit, by pledging collateral.

Author
By Amy Fontinelle

Written by

Amy Fontinelle

Freelance writer

Amy Fontinelle is a personal finance journalist and expert on retirement, mortgages, and insurance. Her work has been featured by Forbes, The Motley Fool, Reader's Digest, and USA Today.

Edited by Charlie Tarver

Written by

Charlie Tarver

Editor

Charlie is an editor for Credible’s personal loans vertical.

Reviewed by Meredith Mangan

Written by

Meredith Mangan

Senior editor

Meredith Mangan is a senior editor at Credible. She has more than 18 years of experience in finance and is an expert on personal loans.

Updated March 27, 2025

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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