What Can Be Used As Collateral for a Personal Loan?
You can use both physical and financial assets as collateral on a personal loan.
Written by
Freelance writer
Erin Gobler has covered personal finance for more than 10 years, with expertise on mortgages, student loans, and credit cards. Erin's work has been featured by Fox, Business Insider, GOBankingRates, Newsweek Vault, and CNN.
Written by
Senior editor
Meredith Mangan is a senior editor at Credible. She has more than 18 years of experience in finance and is an expert on personal loans.
Updated March 28, 2025
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