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How Long Does It Take To Get a Personal Loan?

It depends on the lender, when you submit your application, and whether your application has any errors.

Author
By Anna Baluch

Written by

Anna Baluch

Freelance writer

Anna Baluch is a personal finance writer with over six years of experience. Her work has appeared on CNN, New York Post, and U.S. News & World Report.

Edited by Meredith Mangan

Written by

Meredith Mangan

Senior editor

Meredith Mangan is a senior editor at Credible. She has more than 18 years of experience in finance and is an expert on personal loans.

Updated March 28, 2025

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

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