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Personal Loan With a 550 Credit Score: Can I Get One?

If you’re struggling to get a personal loan, consider applying with a cosigner or getting a secured loan.

Author
By Tim Maxwell

Written by

Tim Maxwell

Freelance writer

Tim Maxwell is a financial writer who has covered the industry for over two decades. His work has been featured by USA Today, the Washington Post, Bankrate, and LendingTree.

Edited by Meredith Mangan

Written by

Meredith Mangan

Senior editor

Meredith Mangan is a senior editor at Credible. She has more than 18 years of experience in finance and is an expert on personal loans.

Updated February 21, 2025

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