Jessica Walrack is an experienced freelance writer who has spent more than 11 years in personal finance, with expertise on loans, insurance, banking, mortgages, credit cards, budgeting, and taxes. Her work has been published by CNN, CBS MoneyWatch, U.S. News & World Report, and USA Today.
Jared Hughes has over eight years of experience in personal finance. He has provided insight to New York Post and and NewsBreak.
Updated October 22, 2024
Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”
Are you in need of a $2,000 loan? Whether it’s for a medical bill, car repair, holiday gifts, or something else, there are a variety of places you can turn.
From personal loans and credit cards to credit unions and online lenders, here’s how you can borrow two thousand dollars. Plus, find tips on getting $2,000 loans despite bad or no credit.
Types of $2,000 loans
You can find $2,000 loans in the form of unsecured loans, secured loans, and credit card advances. But which is best? Here’s a closer look at each.
Note
You’ll have more options if you don’t need $2,000 in cash, including credit cards for purchases and ‘buy now pay later’ apps.
Personal loans
Personal loans are typically unsecured lump-sum loans that you repay through a series of monthly payments over a set term, often from one to seven years. They’re available from banks, credit unions, and online lenders.
Many personal loan lenders, including most Credible partner lenders, offer $2,000 loans — and some can send money the same day you apply for a loan. To qualify, you’ll need to meet the lender’s minimum income and credit score requirements, plus other criteria.
Prequalify with multiple lenders to get an estimate of your rate and terms. When you prequalify, it won't impact your credit, but once you formally apply for a loan, your credit score could drop by a few points temporarily.
Tip
The higher your credit score, the lower your APR is likely to be. It's also less likely you'll be charged a high (or any) origination fee. (An origination fee is an upfront cost that increases the APR, and is generally deducted from the loan proceeds.)
Why we recommend them
What makes personal loans a great option to borrow $2,000, is that they tend to have lower annual percentage rates (APRs) than credit cards. For instance, the average APR on a two-year personal loan is 12.33% while the average APR for a credit card is 21.86%, according to The Federal Reserve.
Pros
Easy to apply for online
Fast funding
APRs competitive for good credit
No collateral required
Cons
Qualifying can be difficult with bad credit
Loan origination fees, if charged, can reduce the loan amount and increase the APR
Secured loans
Secured loans are similar to unsecured loans with one important difference. Secured loans require you to pledge collateral in exchange for the loan. The collateral must be an asset you own, such as a vehicle, your home, or a bank account.
If you don’t repay the loan as agreed, the lender can seize and sell your collateral to help pay off the outstanding loan amount. Secured loans are often easier to get because the collateral reduces the lender’s risk, but in doing so, it increases the risk for you.
Why we recommend them
Secured loans often have lower interest rates and higher loan amounts than unsecured loans, making them easier to qualify for if you have bad credit.
Pros
Lower interest rates
Easier to qualify for with bad credit
Higher loan amounts are possible
Cons
Your collateral is at risk
Appraisals can lengthen the application process
Loan amount may be based on the value of the collateral
Credit card cash advances involve going to an ATM and pulling cash out using your credit card. But you can’t pull out your entire credit limit. Credit card providers typically limit cash advances to a percentage of your credit limit.
As for the costs, credit card companies tend to charge higher APRs on cash advances and a fee per advance. For example, the Chase Freedom Unlimited card has a purchase APR of 20.49% to 29.24%, depending on your credit, and a cash advance APR of 29.99%. The card also has a cash advance fee equal to the greater of $10 or 5% of the advance amount.
When it comes to repayment, the cash advance amount is lumped into your overall credit card balance and you’re only required to make the minimum payment each month. However, you’ll be charged the elevated cash advance APR on the outstanding advance amount until it’s paid off. Plus, interest on credit card cash advances is charged immediately, unlike interest on regular purchases, which isn't charged until after a 30-day grace period.
Why we don’t recommend them
In addition to high cash-advance APRs and cash advance fees, interest on credit card cash advances is charged immediately — unlike interest on regular purchases, which isn't charged until after a 30-day grace period.
You can find a $2,000 loan from a variety of financial institutions including traditional banks, credit unions, and online lenders. The right choice will depend on the type of loan you want, your financial situation, and which lender offers you the best deal.
Online lenders: Many online lenders offer $2,000 loans and can get you money as soon as the same or next business day after you apply. The application process is fairly straightforward and is 100% digital, in most cases.
Banks: $2,000 loans may also be available from banks. Some may even offer an interest rate discount if you're already a customer.
Credit unions: You typically must be a member of a credit union to get a loan with one, but qualification criteria may be more lenient relative to a loan from a bank. In addition to regular loans, many credit unions offer payday alternative loans (PALs) for amounts up to $2,000. These are an especially good option if you have fair or bad credit as rates are capped at 28%, and they're designed for borrowers who struggle to be approved for credit.
Best Egg is a solid lender for a wide range of borrowers and, notably, scored second for personal loan satisfaction in J.D. Power's Consumer Lending Study. It offers competitive rates, reasonable loan terms and amounts, and personal loans for fair credit. You'll need a FICO score of at least 600 to qualify, but the lower your score, the higher your APR may be. The APR includes the interest rate and origination fees, which range from 0.99% to 9.99% with Best Egg.
Note that if you successfully prequalify with Best Egg, you may be more likely to be approved for the loan relative to other lenders you prequalify with. Based on Credible data, borrowers who chose to apply for a loan with Best Egg were more than twice as likely to be approved (relative to most other Credible partners).
pros
Secured loans available
Low minimum income requirement
Scored second in J.D. Power's Consumer Lending Satisfaction Study
Funds in 1-3 business days
High close rate on loans through Credible platform
cons
Origination fees
No discounts
Not available in DC, IA, VT, or WV
Loan amount
$2,000 to $50,000
Fees
Origination fee, late fee, unsuccessful payment fee, check processing fee
Discounts
None
Eligibility
Available in all states except DC, IA, VT, and WV
Min. income
None
Customer service
Phone, email
Soft credit check
Yes
Time to get funds
As soon as 1 to 3 business days after successful verification
Loan uses
Credit card refinancing, debt consolidation, home improvement, and other purposes
Upstart has one of the lowest available APRs of Credible partner lenders and of all non-partners we reviewed, making it a good choice for well-qualified applicants. However, it's also one of few lenders that doesn't have a minimum credit score requirement (if you apply on the lender's website), which makes it an option if you have bad credit or no credit history. Upstart may charge an origination fee as high as 12%, but good-credit borrowers may not be charged one at all.
Trustpilot gives Upstart 4.9 stars, which is the highest of all lenders we reviewed.
pros
May fund in 1 business day
No minimum credit score requirement on lender site
Low minimum APR
Trustpilot score of 4.9/5 stars
cons
May charge a high origination fee
No discounts offered
Loan amount
$1,000 to $50,000
Fees
Origination fee
Discounts
None
Eligibility
Available nationwide
Min. income
$12,000
Customer service
Phone, email
Soft credit check
Yes
Time to get funds
As soon as 1 to 3 business days
Loan uses
Pay off credit cards, consolidate debt, relocate, make a large purchase, and other purposes
LendingClub is a solid lender for good credit borrowers and some fair credit borrowers that apply directly on its website. It's easy to prequalify with LendingClub, especially if you're uncomfortable providing your Social Security number, as the company doesn't require it at the prequalification stage. (You will need to provide it if you move forward with a full application.)
While prequalification is not a guarantee that you'll be approved for a loan, LendingClub does a better job than most other Credible partner lenders at approving applicants that have successfully prequalified. In other words, you're less likely to have your application declined once you apply (if you've already prequalified). LendingClub may charge an origination fee between 3% and 8%.
Avant personal loans are a good choice for borrowers with bad credit looking for small- to moderate-sized personal loans. Loans are available up to $35,000 and you could get the money as soon as the next business day after approval. Plus, Avant is more likely than some lenders to approve the applications of borrowers who've prequalified with Avant. However, the lender charges an origination fee up to 9.99%, and its top-range interest rates are among the highest of the lenders we reviewed.
pros
Borrowers with bad credit considered
Funds as soon as the next business day
2-year loan terms available
cons
No discounts offered
Origination fee
Not available in HI, IA, MA, ME, NY, VT, WV, WA, AP, AE, and AA
Loan amount
$2,000 to $35,000**
Fees
Origination fee, late fee, dishonored payment fee
Discounts
None
Eligibility
Available in all states except HI, IA, MA, ME, NY, VT, WV, WA, AP, AE, and AA
Min. income
$1,200 monthly
Customer service
Phone, email
Soft credit check
Yes
Time to get funds
As soon as the next business day (if approved by 4:30 p.m. CT on a weekday)
Loan uses
Debt consolidation, emergency expense, life event, home improvement, and other purposes
Upgrade has a suite of features that make it a very attractive lender: competitive interest rates, discounts for direct pay and autopay, as soon as same-day funding, up to seven-year repayment terms, and nationwide availability. Plus, loans are available to fair-credit borrowers, and you don't need to input your Social Security number to prequalify on the website. Upgrade even offers secured personal loans, which is not common among lenders.
However, Upgrade does charge an origination fee of 1.85% to 9.99%. You must have a FICO score of at least 600 and a minimum income of $25,000 annually to qualify.
pros
Fair credit borrowers eligible
Autopay and direct pay discounts
Can fund in as little as 1 business day
Mobile app
Secured loans available
cons
High maximum origination fee
Cosigners not accepted on home improvement loans
Low J.D. Power ranking
Loan amount
$1,000 to $50,000 ($3,005 minimum in GA; $6,600 minimum in MA)
Repayment terms
2 to 7 years
Fees
Origination fee
Discounts
Autopay and direct pay
Eligibility
Available in all states
Min. income
Does not disclose
Customer service
Email
Soft credit check
Yes
Time to get funds
1 business day
Loan uses
Credit card refinancing, debt consolidation, home improvement, major purchase, other
Universal Credit is one of a handful of lenders that offers personal loans for bad credit. If your FICO credit score is at least 560, you may be eligible for a Universal Credit personal loan. It offers loan amounts up to $50,000, repayment terms up to seven years, and discounts for direct pay and autopay. Funds are available as soon as the next business day after loan approval.
Note that rates and fees can be relatively high — you may pay an origination fee from 5.25% to 9.99%, and APRs start at 11.69%. If you get a loan with a high interest rate, consider refinancing your personal loan at a lower rate once you've improved your credit score.
pros
Borrowers with bad credit considered
$25,000 annual income requirement
Autopay and direct pay discounts available
Can fund in one business day
cons
High APRs
Potentially high origination fees
Not available in Iowa
Loan amount
$1,000 - $50,000
Repayment terms
3, 5, or 7 years
Fees
Origination fee
Discounts
Autopay and direct pay
Eligibility
A U.S. citizen or permanent resident; not available in DC, IA, SC, WV
Min. income
$25,000 annually
Customer service
Phone, email
Soft credit check
Yes
Time to get funds
As soon as 1 business day after acceptance
Loan uses
Debt consolidation, pay off credit cards, home improvements, unexpected expenses, home and auto repairs, weddings, and other major purchases
Zable offers relatively small loan amounts — ranging from $1,000 to $35,000 — that can be deposited in your account as soon as the same day you are approved, if it is by the lender's deadline. It’s an option for fair-credit borrowers, with a minimum credit score of 600, as well as those with lower incomes.
Its origination fees range from 5% to 9%, however, and it does not offer discounts, secured loans, nor the option to add a cosigner to your application. Zable also currently does not offer loans in 21 states.
pros
Funding as soon as the same day
Low minimum income required
100% digital process
cons
No discounts
Maximum loan amount is lower than most other lenders
Origination fee
Not available in CO, CT, IA, IN, KS, LA, MD, ME, ND, NE, NH, NJ, NV, OK, OR, PA, RI, SC, SD, VT, WV, WI, WY, NC, FL
Loan amount
$1,000 to $35,000
Repayment terms
1 to 5 years
Fees
Origination fees (5% to 9%)
Discounts
None
Eligibility
Not available in CO, CT, IA, IN, KS, LA, MD, ME, ND, NE, NH, NJ, NV, OK, OR, PA, RI, SC, SD, VT, WV, WI, WY, NC, FL
Min. income
$1,000 per month
Customer service
Email, phone
Soft credit check
Yes
Time to get funds
As soon as the same day
Loan uses
Debt consolidation, credit card refinancing, home improvement, major purchase, car financing
OneMain Financial has multiple options for bad-credit personal loans. There is no minimum credit score required (if you apply directly with OneMain), which means you could get a loan with bad credit (FICO below 580). Plus, cosigners are allowed — a cosigner is someone (ideally, with good credit) who promises to repay the loan if you can't, which can make it easier to qualify or lower your rate. And, secured personal loans are available. You secure a loan with collateral, which may also help you qualify or lower your rate.
Rates are higher than competitors and OneMain charges origination fees as either a flat fee up to $500, or a percentage from 1% to 10% (depending on your state of residence). Note that even if you prequalify for a personal loan with OneMain, getting approved isn't a given.
pros
Flexible eligibility requirements
Offers secured options
Competitive bad-credit loans
Physical presence
cons
Availability
Origination fees
High starting APR
Low maximum loan amount
Loan amount
$1,500 to $20,000
Fees
Origination fee, unsuccessful payment fee, late fee
Discounts
None
Eligibility
Must have photo I.D. issued by U.S. federal, state or local government
Best Egg is a solid lender for a wide range of borrowers and, notably, scored second for personal loan satisfaction in J.D. Power's Consumer Lending Study. It offers competitive rates, reasonable loan terms and amounts, and personal loans for fair credit. You'll need a FICO score of at least 600 to qualify, but the lower your score, the higher your APR may be. The APR includes the interest rate and origination fees, which range from 0.99% to 9.99% with Best Egg.
Note that if you successfully prequalify with Best Egg, you may be more likely to be approved for the loan relative to other lenders you prequalify with. Based on Credible data, borrowers who chose to apply for a loan with Best Egg were more than twice as likely to be approved (relative to most other Credible partners).
pros
Secured loans available
Low minimum income requirement
Scored second in J.D. Power's Consumer Lending Satisfaction Study
Funds in 1-3 business days
High close rate on loans through Credible platform
cons
Origination fees
No discounts
Not available in DC, IA, VT, or WV
Loan amount
$2,000 to $50,000
Fees
Origination fee, late fee, unsuccessful payment fee, check processing fee
Discounts
None
Eligibility
Available in all states except DC, IA, VT, and WV
Min. income
None
Customer service
Phone, email
Soft credit check
Yes
Time to get funds
As soon as 1 to 3 business days after successful verification
Loan uses
Credit card refinancing, debt consolidation, home improvement, and other purposes
Upstart has one of the lowest available APRs of Credible partner lenders and of all non-partners we reviewed, making it a good choice for well-qualified applicants. However, it's also one of few lenders that doesn't have a minimum credit score requirement (if you apply on the lender's website), which makes it an option if you have bad credit or no credit history. Upstart may charge an origination fee as high as 12%, but good-credit borrowers may not be charged one at all.
Trustpilot gives Upstart 4.9 stars, which is the highest of all lenders we reviewed.
pros
May fund in 1 business day
No minimum credit score requirement on lender site
Low minimum APR
Trustpilot score of 4.9/5 stars
cons
May charge a high origination fee
No discounts offered
Loan amount
$1,000 to $50,000
Fees
Origination fee
Discounts
None
Eligibility
Available nationwide
Min. income
$12,000
Customer service
Phone, email
Soft credit check
Yes
Time to get funds
As soon as 1 to 3 business days
Loan uses
Pay off credit cards, consolidate debt, relocate, make a large purchase, and other purposes
LendingClub is a solid lender for good credit borrowers and some fair credit borrowers that apply directly on its website. It's easy to prequalify with LendingClub, especially if you're uncomfortable providing your Social Security number, as the company doesn't require it at the prequalification stage. (You will need to provide it if you move forward with a full application.)
While prequalification is not a guarantee that you'll be approved for a loan, LendingClub does a better job than most other Credible partner lenders at approving applicants that have successfully prequalified. In other words, you're less likely to have your application declined once you apply (if you've already prequalified). LendingClub may charge an origination fee between 3% and 8%.
Avant personal loans are a good choice for borrowers with bad credit looking for small- to moderate-sized personal loans. Loans are available up to $35,000 and you could get the money as soon as the next business day after approval. Plus, Avant is more likely than some lenders to approve the applications of borrowers who've prequalified with Avant. However, the lender charges an origination fee up to 9.99%, and its top-range interest rates are among the highest of the lenders we reviewed.
pros
Borrowers with bad credit considered
Funds as soon as the next business day
2-year loan terms available
cons
No discounts offered
Origination fee
Not available in HI, IA, MA, ME, NY, VT, WV, WA, AP, AE, and AA
Loan amount
$2,000 to $35,000**
Fees
Origination fee, late fee, dishonored payment fee
Discounts
None
Eligibility
Available in all states except HI, IA, MA, ME, NY, VT, WV, WA, AP, AE, and AA
Min. income
$1,200 monthly
Customer service
Phone, email
Soft credit check
Yes
Time to get funds
As soon as the next business day (if approved by 4:30 p.m. CT on a weekday)
Loan uses
Debt consolidation, emergency expense, life event, home improvement, and other purposes
Upgrade has a suite of features that make it a very attractive lender: competitive interest rates, discounts for direct pay and autopay, as soon as same-day funding, up to seven-year repayment terms, and nationwide availability. Plus, loans are available to fair-credit borrowers, and you don't need to input your Social Security number to prequalify on the website. Upgrade even offers secured personal loans, which is not common among lenders.
However, Upgrade does charge an origination fee of 1.85% to 9.99%. You must have a FICO score of at least 600 and a minimum income of $25,000 annually to qualify.
pros
Fair credit borrowers eligible
Autopay and direct pay discounts
Can fund in as little as 1 business day
Mobile app
Secured loans available
cons
High maximum origination fee
Cosigners not accepted on home improvement loans
Low J.D. Power ranking
Loan amount
$1,000 to $50,000 ($3,005 minimum in GA; $6,600 minimum in MA)
Repayment terms
2 to 7 years
Fees
Origination fee
Discounts
Autopay and direct pay
Eligibility
Available in all states
Min. income
Does not disclose
Customer service
Email
Soft credit check
Yes
Time to get funds
1 business day
Loan uses
Credit card refinancing, debt consolidation, home improvement, major purchase, other
Universal Credit is one of a handful of lenders that offers personal loans for bad credit. If your FICO credit score is at least 560, you may be eligible for a Universal Credit personal loan. It offers loan amounts up to $50,000, repayment terms up to seven years, and discounts for direct pay and autopay. Funds are available as soon as the next business day after loan approval.
Note that rates and fees can be relatively high — you may pay an origination fee from 5.25% to 9.99%, and APRs start at 11.69%. If you get a loan with a high interest rate, consider refinancing your personal loan at a lower rate once you've improved your credit score.
pros
Borrowers with bad credit considered
$25,000 annual income requirement
Autopay and direct pay discounts available
Can fund in one business day
cons
High APRs
Potentially high origination fees
Not available in Iowa
Loan amount
$1,000 - $50,000
Repayment terms
3, 5, or 7 years
Fees
Origination fee
Discounts
Autopay and direct pay
Eligibility
A U.S. citizen or permanent resident; not available in DC, IA, SC, WV
Min. income
$25,000 annually
Customer service
Phone, email
Soft credit check
Yes
Time to get funds
As soon as 1 business day after acceptance
Loan uses
Debt consolidation, pay off credit cards, home improvements, unexpected expenses, home and auto repairs, weddings, and other major purchases
Zable offers relatively small loan amounts — ranging from $1,000 to $35,000 — that can be deposited in your account as soon as the same day you are approved, if it is by the lender's deadline. It’s an option for fair-credit borrowers, with a minimum credit score of 600, as well as those with lower incomes.
Its origination fees range from 5% to 9%, however, and it does not offer discounts, secured loans, nor the option to add a cosigner to your application. Zable also currently does not offer loans in 21 states.
pros
Funding as soon as the same day
Low minimum income required
100% digital process
cons
No discounts
Maximum loan amount is lower than most other lenders
Origination fee
Not available in CO, CT, IA, IN, KS, LA, MD, ME, ND, NE, NH, NJ, NV, OK, OR, PA, RI, SC, SD, VT, WV, WI, WY, NC, FL
Loan amount
$1,000 to $35,000
Repayment terms
1 to 5 years
Fees
Origination fees (5% to 9%)
Discounts
None
Eligibility
Not available in CO, CT, IA, IN, KS, LA, MD, ME, ND, NE, NH, NJ, NV, OK, OR, PA, RI, SC, SD, VT, WV, WI, WY, NC, FL
Min. income
$1,000 per month
Customer service
Email, phone
Soft credit check
Yes
Time to get funds
As soon as the same day
Loan uses
Debt consolidation, credit card refinancing, home improvement, major purchase, car financing
OneMain Financial has multiple options for bad-credit personal loans. There is no minimum credit score required (if you apply directly with OneMain), which means you could get a loan with bad credit (FICO below 580). Plus, cosigners are allowed — a cosigner is someone (ideally, with good credit) who promises to repay the loan if you can't, which can make it easier to qualify or lower your rate. And, secured personal loans are available. You secure a loan with collateral, which may also help you qualify or lower your rate.
Rates are higher than competitors and OneMain charges origination fees as either a flat fee up to $500, or a percentage from 1% to 10% (depending on your state of residence). Note that even if you prequalify for a personal loan with OneMain, getting approved isn't a given.
pros
Flexible eligibility requirements
Offers secured options
Competitive bad-credit loans
Physical presence
cons
Availability
Origination fees
High starting APR
Low maximum loan amount
Loan amount
$1,500 to $20,000
Fees
Origination fee, unsuccessful payment fee, late fee
Discounts
None
Eligibility
Must have photo I.D. issued by U.S. federal, state or local government
Check your credit: Start by checking your credit scores with the three consumer credit bureaus. Reporting any errors on your credit report can boost your score. Visit AnnualCreditReport.com for a free credit report.
Compare lenders: Shop around to see which lenders approve borrowers with your credit score. If you have an excellent credit score, focus on lenders with the lowest overall APRs. If you have poor credit, you'll need to check each lender's minimum credit score requirement, then compare top-end APRs.
Prequalify: Prequalifying is a way to quickly get a sense of which lenders might approve your application and at what rate. You can prequalify with multiple lenders at once using a personal loan marketplace, like Credible's. It won't impact your credit, but prequalification is not a guaranteed offer of a loan, and the final rate you receive may be different from the estimate.
Submit the full application: Once you've chosen a lender, fill out the application and apply. The lender will perform a hard credit pull, which will impact your credit score temporarily. The lender may also ask you for additional documentation, such as W-2s, pay stubs or other personal identification.
Get your funds: After you've been approved and agree to the loan documents, expect to get your funds as soon as the same or next business day. Some lenders can take up to a week.
If you need a loan with bad credit, it can be more difficult to qualify. But there are a few ways to improve your odds.
Consider secured loans
First, try exploring secured loan options. A secured loan uses an asset you own to reduce the lender's risk in offering you a loan. Doing so can help to compensate for your lack of credit. As long as you pay off the loan as agreed, you won’t have to worry about losing the collateral.
Check with credit unions and community banks
Credit unions and community banks tend to be much smaller than online lenders and big-name banks, and more relationship-focused. If you're already a member of one, you may find more flexible eligibility requirements than larger institutions.
Enlist a cosigner
If you know someone with good credit who is willing to cosign a loan for you, they may help you get approved or even lower your rate. However, if you're unable to pay back the loan, your cosigner will become responsible for making payments. Note that even making late payments could hurt your cosigner's credit as well as your own.
If possible, focus on improving your credit score before seeking a loan. The most important factor in credit scores is your payment history, so ensure you’re making all payments on time.
Credit utilization is the second most important factor, which means you should keep your credit card balances paid down. Aside from that, it helps to limit new credit applications and to maintain a mix of credit products that are open over many years.
Personal Loans Calculator
If you decide to take out a personal loan, use a personal loan calculator to determine interest charges over time.
FAQ
How can you get a $2,000 loan with no credit?
Open
If you have no credit, it’ll likely be difficult to get a $2,000 loan.
However, it may be possible with the help of a cosigner or by pledging some collateral for a secured loan. To better your odds, you can also start building credit with a secured credit card or a credit-builder loan.
Getting a $2,000 loan can be as easy as applying online and having the funds deposited into your bank account the next day.
But it all depends on your credit and income situation. If you have fair or poor credit, it can be more difficult to find a lender that will offer you a $2,000 loan.
Where can I get a personal loan with no credit?
Open
Some borrowers with no credit turn to payday loan lenders or cash advance apps for quick cash, but these generally aren't options for a $2,000 loan (plus, they can have very high fees and are generally not advised).
But there are some other lenders that offer no-credit-check loans that are more like personal loans, with years- or months-long repayment periods.
Costs on these loans tend to be high, but not as high as payday loans. If you're a member of a credit union, you might also try getting a payday alternative loan for $2,000.
Jessica Walrack is an experienced freelance writer who has spent more than 11 years in personal finance, with expertise on loans, insurance, banking, mortgages, credit cards, budgeting, and taxes. Her work has been published by CNN, CBS MoneyWatch, U.S. News & World Report, and USA Today.
