HELOC vs. Personal Loan: Which To Choose?
We’ll help you decide whether a HELOC or personal loan is better for your financial situation.
Written by
Freelance writer
Lindsay Frankel has been in personal finance for over eight years. Her work has been featured by MSN, CNN, FinanceBuzz, and The Balance.
Written by
Senior editor
Meredith Mangan is a senior editor at Credible. She has more than 18 years of experience in finance and is an expert on personal loans.
Updated March 31, 2025
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